Lightstream Customer Service

Personal Loans are the fastest-growing debt category, increasing about 12% per year over since 2015. That’s due in part to the rise of fintech and peer-to-peer lending companies, which makes it easier to get yourself a loan and that too at a cheaper price. A form of installment credit, personal loans must be paid back in regular increments over a set period of time. Most of the people see them as a good alternative to credit cards. Personal loans also have lower interest rates as compared to credit cards. Also, users can utilize them to finance any kind of expense, from home renovation to relocation costs. But that does not imply that it is free money. According to fed’s most recent data, a personal loan has an average APRs of 9.34%. On the other hand, credit card’s average interest rate is 16.34%. In this post, I will be telling you about Lightstream loans, Lightstream Customer Service, and also some of its alternatives.

What is Lighstream?

Lightstream is a division of SunTrust Bank. On its website you can fund your car, boat, home, kitchen or bath remodel, swimming pool at good interest rates. Furthermore, you can apply for many times of loans likes home loans, car loans, education loans.

If you have any queries concerning networking coverage, fiber optic availability, also installation assistance, Lightstream Service, or else. You may reach out to Lightstream Customer Service through the contact details provided below.

Contact Loightstream Customer Service

The Lightstream Customer Service is available from Monday to Friday between 9 am to 8 pm. Otherwise, on Saturday from Noon to 7 pm. The average waiting time is 2  minutes.

Customer Care Number1866-635-1330

Alternatively, you can also contact on their official website and for any other queries related to our website at Customer service.

Features of Lightstream Loan

  1. Competitive rates
  2. Loans upto $100,000
  3. No fees
  4. Cosigners allowed
  5. Available in all 50 states.

More companies like Lightstream Personal Loans


It has received a rating of 4.3 out of 5 and the Better Business Bureau has rated it with an A. SoFi is an abbreviation of Social Finance. It offers personal loans up to $100,000 to borrowers with very good to excellent credit. The lender operates nationwide and is known for offering loans with no fees. In addition to personal loans, SoFi offers student loans, student loan refinancing, home loans, and small business financing. 

SoFi Customer Service is available from Monday-Thursday 5:00 am to 7:00 pm. And from Friday-Saturdays 5:00 am to 5:00 pm. The average waiting time is 10-15 minutes.

Best Egg Personal Loan

Bess Egg offers fixed-rate loans at fixed repayment terms from 36 to 60 months. They offer loans ranging from $5,000 to $35,000. Loan limits vary by state, and sometimes special offers are available, so you could qualify for more. Borrowers can hold two Best Egg loans at a time, but there should be a gap of at least 6 months between the first and second loan. The loan amount should not be higher than $50,000. These loans have no prepayment penalty or application fee. The loan origination fee ranges from 0.99% to 5.99%. It also charges a $15 late fee and a $15 returned payment fee. 

The Customer Service of Bess Egg is available from Monday-Saturday 8:00 am to 7:00 pm. However, the average waiting time is 36 minutes.

Lending Club Personal Loans

LendingClub offers fixed-rate personal loans of $1,000 to $40,000. Repayment terms range from three to five years, and the entire application, approval, and funding process typically takes seven business days or less. Borrowers receive their loan funds via bank transfer. LendingClub does not charge an application fee or brokerage fees, so other lenders cannot charge you on LendingClub’s behalf.

The Customer Service of Lending Club is available from Monday-Sunday from 9:00 am to 11:00 pm. The average waiting time is 3-7 minutes.

Frequently Asked Questions

What are personal loans?

A personal loan is a lump sum you can get from a bank, a credit union, or an online lender and pay back over a fixed period of time. Borrowers pay back loans of up to $100,000 in fixed installments, generally in a period of two or five years. 

Personal loans are mainly unsecured, which implies they are supported by your creditworthiness rather than collateral. Collateral is an asset, such as a car or house, a lender may require for certain types of loans and use to recoup its losses if you default.

You can get personal loans from different types of lenders, such as traditional brick-and-mortar or even online lenders. 

Are Ligtstream personal loans fixed interest rate or variable interest rate loan?

Lightstream Personal Loans are fixed rate loans. If you like the consistency of knowing exactly what your monthly payments will be over time, you might prefer a fixed-rate loan. Also, if you plan to pay your loan back over a longer period of time, say 10, or 20 years, you might prefer to eliminate the risk of interest rate changes over time by selecting a fixed-rate loan.

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