US Bank Credit Card Customer Service

US Bancorp is an American banking holding company. It is the 5th largest bank offering easy financial access to people. 

The bank offers multiple credit cards that are used to make purchases, money transfers, etc. You do not have to pay an annual fee for the card.

Though, you would need to pay at least a minimum amount each month before the due date on the balance. You can apply for cards online or can visit the branch itself, also through the call number of the support team.

It markets various credit cards such as US Bank Altitude Reserve Visa Infinite card, US Bank Cash+Visa Signature Card, Visa Platinum Card, Secured Visa Card, etc.

If you seek problems such as card activation, missing card, reporting stolen or lost costs applying for a card, regenerating pin, managing a card or else.

You may go through the contact details of the US Bank Credit Card Customer Service team provided below.

US Bank Credit Card Customer Service
US Bank Credit Card Customer Service

Contact The US Bank Credit Card Customer Service

The US Bank Credit Card Customer Service is available 24 hours a day, 7 days a week.  The average waiting time would be around 2 mins.

Customer Care Number1800-285-8585

Alternatively, you can also contact their official website for any other queries related to our website at Customer Service.

Features Of US Bank Credit Card

  1. No annual costs
  2. General Rewards are given on every purchase.
  3. No pre-payment penalty

Alternatives Of US Bank Credit Card

Chase Freedom Flex

If you want a way to double your points-earning potential and you are partial to the Chase Ultimate Reward system, the Chase Freedom Flex will muscle up its way into your wallet.

The new member of Chase Freedom’s family checks up most of the boxes in the list of perfect credit cards. 

The Chase Freedom Flex Customer Service is available 24 hours a day, 7 days a week.  The average waiting time would be around 5 mins.

Citi ® Double Cash Card

If you wish to get a simple cash-back card, Citi® Double Cash Card is a great option for you. You will get a flat rate of cash back on each purchase with no limits or categories to keep track of.

You can also convert your points to ThankYou points, which can further be transferred to airline miles if you have a Citi Premier®  Card or Citi Prestige® Card. 

The Citi Double Cash card’s 2% cash back- 1% back at the time of purchase and an additional 1% back when the card is paid off- provides relatively plentiful cash back rewards all-around.

The extra 1% cash back upon purchase payment is only available only when minimum payments are made on time. 

The Citi ® Double Cash Card is available 24 hours a day, 7 days a week.  The average waiting time would be around 10 mins.

Frequently Asked Questions

How is Credit Card different from a Debit Card?

A credit card provides an extension of money — known as a line of credit or credit limit — that you can use to make purchases. In essence, you borrow money and have to repay it back by the due date or risk interest and fees.

In addition to using a credit card for new purchases, you can complete a balance transfer or a cash advance.

A debit card is linked to your checking account and allows you to make purchases. Debit cards work similar to cash, where you typically can’t spend more money than you have in your bank account. Any purchases you make with a debit card are automatically deducted from your checking account.

The transactions you can make with a debit card are limited to new purchases and cash withdrawals at ATMs. Balance transfers are not allowed.

What are the advantages and disadvantages of a Credit Card?

Getting a credit card is often an easy way for most people to borrow money over a certain period of time. But like any form of borrowing, it has advantages and disadvantages:


  • Flexibility
  • Spreading the cost
  • Interest-free borrowing
  • Safe spending with Purchase protection
  • Improve your credit rating
  • Managing your current debts
  • Gain rewards
  • Avoid foreign transaction fees


  • Risk of getting into debt
  • Could damage your credit score
  • Penalty fees
  • Penalised for withdrawing cash
  • You won’t always get the advertised rates
  • Promotional offers are only limited

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